Deposits and Withdrawals


For my money, (no pun intended) the secret to a happy life is deposits and withdrawals. This is not as obvious as the title may appear. While I do not worship or bow to money (although I do rank it right up there with air; having more is better than having less) I do think the analogy is perfect.

My 10-year old is learning about deposits and withdrawals. He sees something on a game he loves and wants to buy credits on Fortnite or his new favorite Roblox, he gives me money from his piggy bank and poof! He gets his credits. One of his best friends is turning 11 next week and they enjoy playing this game Roblox whenever they can (see also: allowed). It should be noted that I can neither confirm nor deny a certain blog author I know may or may not be a level 77 in a certain Roblox paintball game, (it is really fun…um…so I have been told)  but that is a story for another day. Back to Little Man’s friend. He came to me and said,

“Daddy, can I buy some Robux?”

“What for?” I thought my response was rather ‘parent-like.’

“Well, (friends name) is turning 11 and there is something on the game he really wants. I thought I could buy it for him.”

“As a birthday present?”

“Because he’s my friend. But I guess it can be a birthday present too.”

Needless to say, that purchase was made on the spot. Not for the actual item. I’m sure LM’s friend will enjoy the upgrade or bonus pack or whatever the cash went for. But because of the deposit my son made. You see my friends, far too many people walk around this life living in a state of emotional overdraft. They give, give, give. Or worse yet, people take, take, take without emotional permission. Where can we find that emotional currency to help us replenish our accounts? Ready for the secret?

By making deposits in others.

Giving with purpose and intent is the best way to help our accounts zoom from a negative balance to a positive one quickly. Here’s my theory. When you give with the purpose and intent of giving for someone else completely, the deposit you give them pays you with what I call emotional interest. That interest is then applied back to our own account. When we give ourselves (our time, our talents and yes, sometimes money to the causes we most believe in) to others, we are giving them deposits. The reward for those deposits is given back to us as good feelings, pride, and a sense of lessons, perhaps passed on to a 10-year old who wants to do something nice for a friend. Let that emotional interest be the thing that refills us. The more giving done from this place, that is to say giving for its own sake, the more we will seek out those we can help and encourage with more emotional deposits. That feeling then becomes sort of ‘contagious.’ This is the kind of thing we WANT to catch in this day and age, wouldn’t you agree?

If you find yourself struggling with a zero or near-zero emotional bank account, reach out to me at In these unprecedented times, it is helpful to have a coach who can get your account out of the red and back into the black!

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